Articles & News About Getting Cash Loans

Credit Card Incentives

Credit card companies want your business. After all, lending money to people is profitable. Besides the interest fees that you'll be charged, the credit card company also collects a fee from merchants who accept their credit cards. In order to get your business, most credit card companies are willing to offer you some great incentives - not only to apply for one of their cards, but to use it for everything from car rentals to weekly groceries.

Among the incentives that you might be offered for using a particular credit card are frequent flyer miles, phone call minutes, rebates and cash-back on purchases, insurance on your purchases and more. Here's a list of some of the most popular incentives. Check around to find a card that offers incentives that make sense for the way you use your card.

Rebates

One of the most common incentives for using your credit card is a cash-back or rebate offer. Generally, you'll get 1-5% back on various purchases. Depending on the credit card, you may get 1% back on most purchases, and 5% back on purchases made at convenience stores, gas stations, grocery stores and 'member merchants'. The rebate may be in the form of a credit on your bill, a gift card for $10, $20 or more dollars when you reach that amount in cash rebates, or a check sent from the credit card company.

Frequent flier miles

Another common credit card incentive is frequent flier miles that can be used on a number of airlines for personal and/or business travel. Check the individual cards' terms and conditions to find out exactly how to redeem your frequent flier miles.

Phone Minutes

A new incentive being offered by several credit card companies is phone minutes to use with your cell phone account. Redemption is generally via a phone card sent when the amount of the reward minutes reaches a certain denomination, but your credit card company may have different rules and policies.

Additional warranty coverage for the items you purchase

A few credit card companies offer extra warranty time or coverage on items that you purchase using their card. The additional coverage is only available on particular cards, generally the Premium cards. If any item that you purchase using cards that are lost, stolen or breaks within the stated warranty period, the credit card company will replace it at their cost.

Car rental insurance, Travel accident insurance or travel-related discounts

If you travel often and use rental cars, then it may make sense for you to have a card that offers insurance on you when you're driving a rental car - at no extra charge. Likewise travel insurance and travel discounts that may be available only to holders of that particular credit card, or is available at reduced rates to them.

Credit card registration

Some credit card companies offer to register all of your credit cards so that if your purse or wallet is lost or stolen, you only need to make one call to alert all of your credit card companies. It's a handy perk to have, especially since it's easy to forget a card you don't use often in the heat of the moment. Taking advantage of a credit card registry is one way to be sure that all of your creditors are notified that your cards are lost.

Joseph Kenny is the webmaster of the credit card comparison sites http://www.credit-cards-info.com/ and also http://www.creditcards121.com/

Other Article Sites

findabook.com  moneycd.info  a-mortgage.info   about-lemon-laws.info  aboutstudentloans.info
all-about-publishing.info  auctions-articles.info  bestcollege-university.com  bestispconnection.com
biblefolder.com  blogger-website.com  books-used.info  brokers-guide.info  buywindows.info  cable-dsl.info
career-miner.com  carpel-tunnel.info  cashinaflash.info  cashloanreviews.info  casinobell.com  chat-house.info
clearmycredit.info  collegeloantips.info  crones.info  depression-articles.info   dirnic.net  dishguides.info
divers-below.com  expodog.info   financewizz.com  fire-insurance.info  getgood.info  handleit.net   it-idea.info
health-supplies.info  hosting-right.com  insidealert.com  insurance-facts.info  jobs-employment.info
justgood.info  lookgold.net   lowcost-travel.info  money-source.info  myhostzone.info  numisblog.com
peoplesearchfinder.info  pr-articles.info  realeas.com   refinancing-guides.info  spyware-remove.info
telelot.info  the-law.info   toppaid.info  travel-deals.info  travelcorrect.com  wedding-guide-site.com
your-blog.info  your-credit.info

The Real Cost Of Cash Advance
One of the most expensive loans in the financial market is Cash Advance, a cash loan obtained against your credit card's account balance by means of which you can withdraw money from an ATM, bank, or branch of a financial institution.

Bad Credit No Money Down Loans: Help Within Reach
There's no place like home, and no one believes this mantra more than Americans. In fact, three out of four Americans dream of residing in homes that they own. Furthermore, a very dramatic change has taken place in the United States. Today, for the first time in American history, homeowners now outnumber renters.

10 Tips When Considering a Payday Loan
There comes a time in everyone's life when you just don't have enough money to cover your expenses between paydays. Whether it's due to an emergency car repair, an injury not covered by health insurance or some other emergency it happens to more people than you think and you're not alone. Most everyone has run out of money before they've run out a month and sometimes a payday loan is the right solution for your situation.

Credit Consolidation - What You Need To Know Now.
Are you overwhelmed by your credit cards? If you feel like you cannot keep up, one effective way to ease the stress is to consider credit consolidation. There are several strategies to accomplish credit consolidation, and there are many benefits that arise from the choice of credit consolidation.

A New Mortgage Protection Insurance Policy Now Offers Even Better Value for UK Homeowners
For many years now there have been some excellent mortgage protection insurance products available in the UK. The main product, Mortgage Payment Protection Insurance or MPPI has been sold online since 1999 by UK companies and their affiliate networks. But now there is a new Mortgage Protection that is cheaper, but is not yet available online. This new 'Red House MPPI' from British Insurance Limited, offers excellent value.

Be honest when applying for an Illinois mortgage loan
Be honest when applying for an Illinois mortgage loan

Holiday Accommodation Industry Expands in Spain as Property Owners Struggle to Pay their Mortgage
Recent mortgage and interest rate rises have prompted an influx of available holiday accommodation in Barcelona, and other Spanish holiday cities, just in time for the 2008 peak summer tourist season.

Mary Gersten and Global Cash Flow Network Launch New Corporate Site, Member Help Desk, Member Websites, and Advanced Training Packages to Entrepreneur
Mary Gersten, VP of Operations for Global Cash Flow Network, committed to be the premier education company teaching students Entrepeneurship and Advanced Business Skills announces it's expansion worldwide with its new corporate website, member help desk, member websites, advanced training packages and its goal to donate over $25,000 to the Boys and Girls Club by the end of the year.

Guides to Apply For Student Credit Cards
More and more credit card companies are now issuing student credit cards A student credit card is a students first experience of handling finances independently and entry into the world of credit card usage

Credit Card Or Secured Credit Card? Which One Is Best For My Lifestyle
Are you pondering on whether you should apply for a credit card? Well, the answer quite simply is ? ?Yes? - you should apply for a credit card (this is true for most people). The credit cards seem to have transformed our lives. In fact, one can term credit cards as a revolution. Today, you find ads in TV/newspapers/website/shops and almost anywhere and everywhere; all asking you to apply for a credit card. When you look around, you see that most people have credit cards. In fact, most people have multiple credit cards. Everyone seems to apply for a credit card. So, why should you apply for a credit card?

Looking At Credit Cards With Airline Points
In today's society, you're probably familiar with all of the credit cards that are out there. There are credit cards out there for everything. Did you know that you get airline discounts and free tickets with airline credit cards? If you didn't know, I highly suggest you read this article to find out exactly how they work and how they can benefit you.

Reverse Mortgage Calculators - To Lend You a Hand
Let's take a look at what the defination of a reverse mortgage is before talking about what a reverse mortgage calculator does. Reverse mortgage is what banks can offer to their clients above the age of 60 who would like to borrow money against the value of their property. When the property is sold at a future date in time, that is when this type of mortgage needs to be settled. This type of mortgage is what a person that is over the age 60 starts to consider to help with financial during their retirement years.

AP9 PrivacyMatters123 Offers Insights into the Value of a Good Credit Score
AP9 Privacy Matters 123 provides savings on unlimited credit reports and scores as well as credit monitoring services and more.

Refer One of Over 1,000 Jobs and Earn Cash
Referral recruitment website JobTonic.com hits the 1,000 jobs mark.