Articles & News About Getting Cash Loans

New Arizona Real Estate Firm Sell Quick For Cash Is Helping Homeowners Weather The Foreclosure Storm

Phoenix, Arizona (PRWEB) April 9, 2008 -- The numbers are astounding, according to RealtyTrac.com, a leading provider of foreclosure data, foreclosures in 2007 were up by 75% from 2006. With Arizona ranking 8th in the nation and the number of Valley homeowners behind on their sub-prime mortgage payments rising, the need for a company to provide real solutions was inevitable. "We realized that homeowners were being bullied around by their lenders, and taken advantage of by greedy investors, so we created a website homeowners can go to on their own time and educate themselves on their options!" says Cody Sperber founder of SellQuickForCash.com.

SellQuickForCash.com through its members, has been buying distressed real estate in the valley since 2004, but just recently launched the website! Having years of pre-foreclosure and foreclosure experience that homeowners can take advantage of, many families do not realize they have options and Sell Quick For Cash is there to offer them an alternative to a foreclosure. In the past, a homeowner would likely refinance and use their equity to cover bills and expenses if there was ever an emergency. In a worst case scenario, they would have had to sell, probably quickly, and cash out their equity. Nowadays with the current credit crunch, they are searching for other alternatives when the bank denies their refinance. Sell Quick For Cash offers them those alternatives.

Can A Homeowner Really Just Walk Away From Their Mortgage?

"Nine out of ten calls we get daily are from homeowners that are upside down on their mortgage(s), and have fallen behind on their payments" says Sperber. This is such a common occurrence in the last year and a half that we created our own Short Sale Negotiation department specializing in negotiating with a homeowners lender(s) to discount and then purchase their property! If a homeowner has a financial hardship, owes as much or more then their home is currently worth, and cannot afford the monthly mortgage payments any longer, then they might qualify for a short sale. A Short Sale (http://www.sellquickforcash.com/shortsale.htm) is nothing more than the lender(s) accepting a payoff for less than what is owed on the current loan. For example, if a homeowner owes $250,000 and the house is worth $250,000 for a home in Mesa, Arizona, and they contact us, we will make an offer to the bank for around $185,000. Our negotiators will spend the next couple of months negotiating with the bank(s) and we might end up settling at $195,000. We have the cash on hand to close quickly and this creates a win/win/win situation for not only us as an investment company, but the homeowner avoids foreclosure saving their credit, and the bank gets rid of a non-performing asset from their books! Short sales are commonplace in today's market so homeowners need to choose a Realtor or investment company that has real experience negotiating as well as the systems in place to perform on your file!

"After launching our new website SellQuickForCash.com (http://www.SellQuickForCash.com), we quickly realized the need for homeowners facing foreclosure, or any difficult financial situation to be able to sell their house fast for cash" says Sperber. By combining education with the ability to pay cash for houses, Sell Quick For Cash is assisting Arizona homeowners in their time of need. Choosing the right option(s) is only half the battle, make sure you are choosing to work with a Realtor or investment company that maintains high ethical standards as well as has many referrals to verify their business practices. Here are some tips when deciding to work with an investment company:

• Most important...make sure everything is in writing!

• Ask for a business address. Investors just showing up to your door are more than likely trouble so you should use extreme caution when signing any papers!

• Ask for "real" referrals from past clients to check their business practices!

• Check with the BBB to see if they are in good standing!

• Never sign a deal on the first consultation. Give yourself time to process information!

• Ask them if they are going to pay you cash for your house within days, or are they just trying to lock your house down in a contract and then go find a buyer? This is called wholesaling and unless they are up front about their intentions, many investors will try and put a contract on your house with no real intention to buy it! They then go out and try to find a buyer for your home for more money. These investors are not real buyers and you should make sure they put up some kind of earnest money when they sign the initial contract!

• Trust your gut...if it feels like a good match, make the deal!

• Ask for all options in writing and make sure you fully understand each one!

• Choose to use a company that has a strong team of professionals that each have one common agenda...helping you sell your home quickly and for a FAIR deal!

• Call SellQuickForCash.com and while you shop us, we can refer other professionals to shop as well that we know apply ethical business practices!

About www.SellQuickForCash.com

SellQuickForCash.com has the resources and team in place to handle any housing / financial situation. Our team of specialists are highly educated on Arizona's foreclosure laws as well as the foreclosure process. Short Sales (http://www.sellquickforcash.com/shortsale.htm) are our specialty and we offer a no-hassle, quick close without Realtors and the fees associated with a traditional sale. We pay cash for houses fast in the Phoenix - Metro market. We buy both nice and ugly homes and we can close within 3 days, sometimes faster or slower, depending on your financial needs. We are Arizona's #1 "Cash For Houses" homebuyer dedicated to helping families in their time of need.

Contact SellQuickForCash.com

480-861-8732

http://www.SellQuickForCash.com

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