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Katz Mortgage Team Now Offers New FHA Loans With Higher loan limits and 100% financing

Atlanta, GA (PRWeb) June 6, 2007 -- Katz Mortgage Team, www.KatzMortgageTeam.net, of Amtrust Mortgage Corporation, has announced they are now offering new FHA loans. These home loans have been updated with new higher loan limits up to $544,000 depending on the county; however, most metropolitan counties have a limit between $200,000 and $300,000. Also, with down payment assistance, they can now offer 100% financing.

Stephen Katz, of Katz Mortgage Team states, "It is no secret that over last 6 months there has been a real credit crunch in the weaker credit markets. Many of our clients who have credit issues in the past are now turning to FHA loans for home financing. FHA is a great alternative to sub-prime, since instead of using credit scores, there is an actual examination of recent credit. Many borrowers who have had credit problems in the past can now get a second chance. Borrowers who have put at least one year of good credit under their belts, or two years since a bankruptcy, have an excellent chance of getting approved."

Also, unlike most subprime loans, which are loans offered at a rate above prime for those who do not qualify for prime rate loans, FHA does not have any pre-payment penalties. They are insured by the government, but unlike other government programs, there are no income limits. Mortgage insurance has also been reduced in half and is now tax deductible.

"FHA had been dormant for years, but has now been given a second life. 100% financing for purchases and for current homeowners, we can help them pull out 95% of their equity. In fact, cash-out refinances have actually out-numbered purchase transactions. There are fixed rates, adjustables, and buy-downs available," states Katz. "The programs are open to everybody and the rates are fantastic."

About Katz Mortgage Team
Katz Mortgage Team, backed by Amtrust Mortgage Corporation and headquartered in Atlanta, Georgia, is a high-performance team of top mortgage professionals with a commitment to providing the highest level of personal service to customers across the nation. As a full-service residential mortgage lender, Katz Mortgage Team specializes in residential mortgages, mortgage refinancing, adjustable rate mortgages (ARMS), fixed rate mortgages, and a wide variety of Interest-Only loans attractive to real estate investors seeking investment properties.

About Amtrust Mortgage Corporation
A leader in mortgage banking, Amtrust Mortgage Corporation specializes in retail mortgage lending and is one of the largest independently owned mortgage companies in the nation. Amtrust currently lends in all 50 states and specializes in: Alabama, Florida, Georgia, Maryland, North Carolina, South Carolina, Tennessee, and Virginia.

For more information, contact:
Stephen Katz - Senior Loan Officer
866 742-8400 (toll free)
www.KatzMortgageTeam.net

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